LifeLock Cost in 2026: Every Plan, the Renewal Price, and Whether It's Worth It

LifeLock cost runs from $124.99 a year ($10.42 a month) for the Core plan to $349.99 a year ($29.17 a month) for Total when you pay annually, or $12.49 to $34.99 a month on monthly billing, as of October 2026. Two things on the price page take some hunting for. The "16% off" badge on the annual plans is a discount against paying monthly, not a first-year promotion: the standalone LifeLock plans renew at exactly the price you pay today, and Norton's own published renewal list says so too. The Norton 360 with LifeLock bundles are the ones that jump at renewal, by up to 60%. Below are every plan with both numbers, the family prices, what each tier actually adds, the AARP discount, the trial and refund terms, and a straight answer on whether it's worth the money.

We read every price on this page on October 5, 2026, from LifeLock's plans page (the old /plans address now forwards there) and its AARP offer page. Renewal figures were checked against the renewal price list that Norton publishes for all of its subscriptions. The plans page was read twice, as raw page code and rendered in a browser. The two agreed.

How much does LifeLock cost?

Three standalone plans, each sold by the year or by the month, plus two Norton 360 bundles that add device security.

The "Renews at" column is what the plans page prints under each price, and every annual figure in it matches Norton's "Subscription Renewal Price List: Effective March 2026". Advanced carries the site's "Most popular" label.

Paying annually saves about two months. Twelve monthly payments of Core come to $149.88 against $124.99 up front, a difference of $24.89. On Advanced the gap is $39.89 ($239.88 against $199.99), and on Total it is $69.89 ($419.88 against $349.99). That saving is the whole of the "16% off". The page's own footnote says discounts "are compared against monthly pricing."

LifeLock renewal price: the plans that go up

The standalone plans don't go up. The page shows "Renews at $124.99/yr" directly under the $124.99 Core price, and the same pattern holds on Advanced and Total. That is unusual in this market, where a cheap first year and a much higher second year are the norm.

The Norton 360 with LifeLock bundles follow the usual pattern instead:

The badges on the bundles ("44% off" on Select, "28% off" on Ultimate Plus) are also measured against twelve months of monthly billing, not against the renewal price. Select is the cheapest way into LifeLock in year one and one of the dearer ones from year two: over two years it costs $259.98, against $249.98 for Core.

All of the plans share the same billing small print: "Prices are subject to change and may be charged up to 35 days prior to renewal." Your annual renewal can land on your card more than a month before the anniversary of the day you signed up, which is worth knowing if you plan to cancel at the end of the year.

Norton's renewal list also covers bundle versions the LifeLock site doesn't sell directly, which matters if you were moved onto one. Select for Family renews at $274.99 and Select for Family with Kids at $389.99. Ultimate Plus for Family renews at $689.99, and Ultimate Plus for Family with Kids at $819.99.

LifeLock family plan cost

Every tier now comes in two family sizes, a change from earlier in the year, when only Advanced had family versions on the plans page. The kids coverage is "LifeLock Junior for up to 10 minors, for whom you are a parent or legal guardian."

Two patterns fall out of that table. The two-adult plan is cheaper than buying two individual plans by $24.99 a year on Core, $39.99 on Advanced and $69.99 on Total. And adding the children costs a flat $120 a year on every tier, whatever the parents' tier. The family plans renew at the same price as the first year, like the individual ones. One limit to note: on the family versions of Advanced and Total, scam reimbursement is a per-family limit ($5K and $10K), while the identity theft reimbursement is "for each adult."

What each LifeLock plan includes

The tiers differ on three things that matter. One is how much reimbursement is promised. Another is how many credit bureaus are watched. The third is how many bank and card accounts get activity alerts: two on Core, five on Advanced, unlimited on Total. Higher tiers include everything in the lower ones, according to the page's FAQ.

The "No" cells are the rows the plans page greys out on that tier's card. Every plan also carries "Up to $1 million coverage for Lawyers and Experts," along with dark web monitoring and breach alerts. A credit and payday loan lock comes with all of them as well.

That reimbursement figure is insurance issued by third parties. The scam coverage is "issued and covered by HSB Specialty Insurance Company." It pays out for documented losses and expenses after a theft. It isn't a promise that theft won't happen, and the page itself says "No one can prevent all cybercrime or prevent all identity theft," a line the FTC history below explains. Two more footnotes are easy to miss. Scam coverage is available everywhere in the United States "with the exception of residents of New York." And the credit features "require successful setup, identity verification and sufficient credit history," so someone with a thin credit file may not get them working at all.

The data-broker line deserves a closer look because it overlaps with what we do. The plans page footnote reads: "After setup, automatic data broker removal service scans and requests removal every 90 days." It's on every tier now, marked NEW on all three. A 90-day cycle is a sensible cadence. What the page doesn't say is which brokers it covers or whether anyone confirms a listing actually came down. Two things from our own removal work are useful before you put a value on it. First, a count of "sites" can overstate the work. BeenVerified, PeopleLooker, NeighborWho and Ownerly all belong to one company, and PeopleLooker has no opt-out form of its own: its removals run through BeenVerified's. Second, some opt-out forms resist a scheduled scan. The PeopleConnect sites (TruthFinder and Intelius among them) won't process a suppression until you type in a phone number or email from the record and enter the code sent to it, as our PeopleConnect opt-out guide shows screen by screen. Several other forms sit behind a Cloudflare challenge that a scripted browser can't click through. Ask what the 90-day scan does when it hits one of those.

Norton 360 with LifeLock: what the bundle adds

The two bundles are Norton's antivirus suite with a LifeLock identity plan attached. Select pairs device security for five "PCs, Macs, smartphones, and tablets" with one-bureau credit monitoring and the Core-level $1.05M reimbursement. Ultimate Plus covers unlimited devices and three bureaus, with the Total-level $3M reimbursement and $10K scam reimbursement. Norton's renewal list shows 100GB of cloud backup on Select and 500GB on Ultimate Plus.

If you already pay for antivirus, the bundle mostly duplicates it. If you don't, Select's first year is the cheapest LifeLock there is, but the renewal at $159.99 makes it dearer than Core from the second year on, with one bureau monitored instead of two. Ultimate Plus at $364.99 a renewal costs $15 a year more than Total and adds the device suite.

LifeLock cost for seniors and the AARP discount

There is no senior plan and no senior price. What exists is an AARP member discount. LifeLock's AARP page says "AARP members save over $100/year on select plans," and asks for a member ID before applying the offer. When we loaded it on October 5, 2026 it forwarded to an offers page listing three tiers under older names, the same three prices it showed us in September:

The terms on that page say "Discounts shown apply to promotional period only," after which "the standard price applies." Norton's renewal price list puts LifeLock Standard at $124.99, Advantage at $239.99 and Ultimate Plus at $339.99 a year, so those list prices are what an AARP member pays from year two.

These tiers don't map neatly onto the current three. Standard lists one-bureau credit monitoring and $25,000 in stolen funds reimbursement, and its feature list doesn't mention data broker removal, which Core includes. Advantage renews at $239.99, $40 more than Advanced. Over two years, AARP Standard costs $204.97 against $249.98 for Core, so the discount is real, but you're buying an older, thinner plan for it. Compare the feature lists, not the names. Outside AARP, seniors pay the same prices as everyone else.

If you're pricing this for a parent, Core on annual billing is the simplest way in. It renews at the same price, so the question at the end of year one is just whether they still want it. Check the card on file about five weeks before the anniversary, since that's when the renewal can be charged.

LifeLock free trial

The free trial page offers "Identity protection, free for 30 days" on any plan, including the family plans, and says "No charge until your trial ends, and you can cancel anytime." The catch is the card. The plans page states that "A payment method is required at sign-up for trials, and you will be charged at the end of your trial, unless canceled first." Each trial card on the page shows the price that follows it ("Pay $124.99 /year after" the trial for Core annual), so a trial started on annual billing turns into a full year's charge on day 31.

LifeLock refund policy and how to cancel

LifeLock's cancellation and refund policy has more in it than the "60-day money back guarantee" badge suggests:

• Annual plans: a refund "if requested within 60-days of the date of purchase."
• Annual renewals get the same window. "Each annual renewal is eligible for a refund, if requested within 60-days of being charged," limited to the fees for the current term. If a renewal you forgot about hits your card, you have two months to claw it back.
• Monthly plans: a refund only "if requested within 14-days from purchase." After that, cancelling stops the next charge and protection runs to the end of the month already paid.
• A breach exception. If you're a LifeLock member and a company that leaked your data then offers you free identity protection, you can cancel and get "a pro-rated refund of the days left in your current membership term regardless of the number of days since enrollment."

To cancel, the plans page sends you to your account at my.norton.com or to Member Services, and the policy says to cancel "prior to your renewal billing date to allow for processing." Bundles can be cancelled whole or in part, though dropping one piece changes the renewal price of what's left. A purchase made through an app store or another third party follows that seller's refund rules instead.

There's also a restoration guarantee, separate from the money-back one: "If you're a victim of identity theft and not satisfied with our resolution, you may receive a refund for the current term of your subscription."

The FTC history

Two settlements, both worth knowing before you weigh the marketing.

In March 2010, LifeLock agreed to pay $12 million to settle charges by the FTC and 35 states that its identity-theft-prevention and data-security claims were false: $11 million to the FTC and $1 million to the states. The FTC's release quotes the ads at issue: "LifeLock protects against this ever happening to you. Guaranteed." and "Please know that we are the first company to prevent identity theft from occurring." The FTC said the fraud alerts LifeLock relied on did nothing against misuse of existing accounts, the most common type of identity theft. It also charged that the company's own customer data was not encrypted as claimed. The settlement barred the deceptive claims and required a data security program with independent assessments every two years for twenty years.

In December 2015, LifeLock paid $100 million to settle FTC contempt charges that it had broken that 2010 order. The FTC alleged the company "violated four components of the 2010 order." Among them, it failed to keep the required security program from October 2012 to March 2014, and from January 2012 to December 2014 it advertised alerts "as soon as" it saw any sign of identity theft. The release calls it "the largest monetary award obtained by the Commission in an order enforcement action," and $68 million of it was set aside for class-action consumers.

Symantec completed its purchase of LifeLock on February 9, 2017 for about $2.3 billion. Its consumer arm is now Gen Digital and sells under the Norton name, which is why the product is often called Norton LifeLock. The history matters less as a verdict on today's service than as a reminder of what identity protection can't do. Nobody can prevent identity theft. They can watch for it and help you clean up.

Is LifeLock worth it?

It depends on what you'd otherwise do for free, and on which problem you're solving.

The core of what you're paying for, credit monitoring and fraud alerts, has free substitutes. A credit freeze at each of the three bureaus costs nothing and stops new accounts being opened in your name, which monitoring only reports after the fact. Federal law makes it free: 15 U.S.C. 1681c-1(i) requires each bureau to place a freeze "free of charge" within one business day of an online or phone request, and to lift it within an hour. The FTC's credit freeze page lists the cost of both a freeze and a fraud alert as "Free," and notes that a freeze "lasts until you lift it." Add the alerts most card issuers offer and a free breach-notification service, and someone willing to keep an eye on their statements gets most of LifeLock's protection for $0.

What the free route doesn't give you is the insurance and the restoration help when something does go wrong. For people who won't manage a freeze, or who want a phone number to call at 2 a.m. when a loan shows up in their name, that's real value. At $124.99 a year with no renewal jump, Core is a fair price for it. Advanced earns its extra $75 if you'd use the scam reimbursement or have more than two accounts to watch. Total makes sense mainly for people with a 401(k), a home to watch or a phone number worth hijacking.

LifeLock is not built for the problem that sends a lot of people to its price page: their home address, phone number and relatives sitting on people-search sites. Every tier includes a removal feature, and it may well be adequate. But the page tells you nothing about its coverage or its follow-through. A 90-day scan against an unnamed list is a different product from a removal service that names its brokers and shows you what came down. If that's your problem, price that service. Our Identity Guard alternatives page compares the protection products side by side. Our guide to who owns PeopleConnect shows how many brands one removal can cover. For the manual route, our removal guide walks through it.

Common questions about LifeLock cost

How much is LifeLock per month?

$10.42 to $29.17 a month on annual billing, or $12.49 to $34.99 billed monthly, as of October 2026. The standalone plans renew at those same rates. Family plans run from $18.75 a month (Core, two adults, annual) to $74.99 (Total with kids, monthly).

Does LifeLock go up after the first year?

Not on the standalone plans. All three renew at the price you paid, and Norton's renewal list confirms it. The Norton 360 with LifeLock bundles do go up: Select from $99.99 to $159.99, Ultimate Plus from $299.99 to $364.99. AARP pricing also ends after the first year.

Is there a LifeLock free trial?

Yes, 30 days on any plan. A payment method is required and the first charge comes automatically when the trial ends unless you cancel first.

Can I get a refund from LifeLock?

Within 60 days of buying an annual plan or of any annual renewal charge, and within 14 days of buying a monthly plan. A member who is later offered free identity protection after a company's data breach can cancel for a pro-rated refund at any time.

Is there a LifeLock senior discount?

No senior price. AARP members get first-year prices of $79.98, $159.99 or $239.99 on three older tiers, which then renew at $124.99, $239.99 or $339.99.

Is Norton LifeLock worth it?

It's a reasonable price for insurance and restoration help. The monitoring itself has free substitutes, starting with a credit freeze. Watch the Norton 360 bundles, which renew higher than their first-year price.

Does LifeLock remove you from data brokers?

All three standalone plans list "Automatic Data Broker Removal" on a 90-day cycle as of October 2026. The site doesn't publish which brokers are covered or how removals are confirmed.

What did LifeLock pay the FTC?

$12 million in 2010 ($11 million to the FTC, $1 million to 35 states) and $100 million in 2015 for violating the 2010 order.

Data-broker removal is the part of this we work on. Delist My Data is in pre-launch: it files the opt-outs on people-search sites, names the sites it covers, and rechecks them afterwards. The waitlist is where founding-member access starts.